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Whole life insurance policies are non-correlated properties. Regardless of what takes place in the market (stock, genuine estate, or otherwise), your insurance coverage policy keeps its worth.
Market-based financial investments expand wide range much quicker yet are exposed to market fluctuations, making them naturally risky. Suppose there were a 3rd container that offered security but likewise moderate, guaranteed returns? Whole life insurance coverage is that third bucket. No matter of exactly how diversified you believe your profile may be, at the end of the day, a market-based investment is a market-based financial investment.
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